Does Obamacare Insurance Cover Substance Abuse?
Treatment Will be More Affordable
Although treatment for addiction and mental illness is beneficial and necessary, insurance coverage for the treatment has traditionally been somewhat stingy.
According to SAMHSA’s National Survey on Drug Use and Health 2010, almost 90% of people needing substance abuse treatment aren't receiving it. The study does not list the reasons these needs are not being met, but it is not hard to deduce that the cost of treatment might be a large reason people do not pursue treatment.
However, the Affordable Care Act is expected to close this gap in treatment needs as millions of previously uninsured Americans will now have healthcare coverage. Due to the requirements of the Wellstone/Domenici Parity Act (2008), insurance for companies with more than 50 employees must provide the same benefits for substance abuse treatment as for other medical conditions. With increased benefits for a greater population, more and more people should be able to afford treatment.
Choice in Service Programs
The law also changes what services will be available, which means Americans will have a wider menu of options when selecting the treatment program that best suits their needs. Benefit packages of various provisions include
- substance abuse disorder services
- prescription drugs
- rehabilitative services
- prevention and wellness services
These services will be available by fiscal year 2014.
Prevention and Early Intervention
Substance Abuse researchers and national surveys have always emphasized the importance of prevention and early intervention as the best way to treat substance abuse--and any other disorder for that matter. Now that prevention services are covered by the new bill, we should see an increase in
- medical screenings
- education campaigns
- patient referrals
- community prevention activities
- and various other early intervention strategies.
What Does This Mean For Alcoholics and Addicts?
Some of these changes are not yet in efffect, but that doesn’t mean you shouldn’t keep you from seeking help if you need it. Right now, your life or the life of your loved one is the most important thing: the cost of treatment is eclipsed next to the cost of untreated addiction. If your insurance company, Medicare, or Medicaid currently covers residential rehabilitation services, Duffy's will submit an insurance claim for you to your insurance company after completion of your stay.
Should you have any questions about current insurance coverage or cost at Duffy’s, please call us at 888-717-9525 or chat online with a Duffy’s administrator today.